Philippine banks advertise low monthly rates, but the real annual cost is much higher. Chrimata reveals the truth and helps you manage payments smarter.
Free to start · No credit card needed · Built for Filipinos
See the real cost.
Your 1.5% monthly rate is actually 32% per year.
See the real cost.
Adjust the sliders to reveal the true cost of Philippine add-on rate loans.
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Most financial tools assume flat interest rates and monthly pay cycles. Chrimata understands add-on rates, bi-monthly paydays, and the reality of managing multiple installments from credit cards, personal loans, and buy-now-pay-later plans — all at once.
Everything you need to understand your finances — free. Upgrade when you're ready for a payoff strategy.
or ₱2,590/year (save 2 months)
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